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Business Chequing Account

Home / Business Services / Accounts / Business Chequing Account

We offer a selection of business chequing account packages allowing you to decide how much you will pay on a monthly basis based on the volumes of transactions you perform. It’s that simple. For low volume businesses, choose to pay a low monthly fee with less transactions, or for large volume, go with a more robust package so there are no surprises.

Our dedication to offering affordable services for businesses means that regardless of which package you choose, you receive the following unlimited transactions and services with your Business Chequing Account at no extra cost:

  • Telephone, online, and mobile banking transfers and bill payments
  • Automatic deposits
  • Automatic transfers between accounts
  • MCU ATM withdrawals and The Exchange® Network ATM withdrawals (there are over 3,300 of them in Canada!)
  • Easy access to your account through online and mobile banking, telephone banking, MyMCU mobile banking app, and our full service Solution Centre

Click here to see Business Account Package Fees.

Contact the Solution Centre to open a Business Chequing Account today.

Business Chequing Account Packages


Mind your Business

Mind your Business

Perfect for any business start-up, with this package you pay a low monthly fee of $5.50 which includes 10 Free transactions then only pay for what you use.

10 Free transactions apply to cheque clearing, automatic withdrawals, and in-branch deposits, withdrawals and transfers.

Package Details:

  • Point of Sale (POS) debits are $0.75
  • Interac ATM Withdrawals are $1.75
  • Cheques Cleared are $0.50 (part of 10 Free)
  • Automatic Withdrawals are $0.50 (part of 10 Free)
  • In-branch Deposits, Withdrawals and Transfers are $0.50 (part of 10 Free)
  • Free Automatic Deposits and Transfers
  • Free Telephone and Online bill payments
  • Free Exchange Network ATM Withdrawals
Busy Business

Busy Business

This package is ideal for any growing business with steady day-to-day transaction activity. For a monthly fee of $12.50, you get 30 Free transactions and 5 Free Point of Sale debits included.

30 Free transactions apply to cheque clearing, automatic withdrawals, and in-branch deposits, withdrawals and transfers.

Package Details:

  • 5 Free Point of Sale (POS) debits, then $0.75
  • Interac ATM Withdrawals are $1.75
  • Cheques Cleared are $0.50 (part of 30 Free)
  • Automatic Withdrawals are $0.50 (part of 30 Free)
  • In-branch Deposits, Withdrawals and Transfers are $0.50 (part of 30 Free)
  • Free Automatic Deposits and Transfers
  • Free Telephone and Online bill payments
  • Free Exchange Network ATM Withdrawals
Bustling Business

Bustling Business

This package is best suited for the well-established business that has a large amount of monthly transactions. For a monthly fee of $19.50, you get 50 Free transactions and 10 Free Point of Sale debits.

50 Free transactions apply to cheque clearing, automatic withdrawals, and in-branch deposits, withdrawals and transfers.

Package Details:

  • 10 Free Point of Sale (POS) debits, then $0.75
  • Interac ATM Withdrawals are $1.75
  • Cheques Cleared are $0.50 (part of 50 Free)
  • Automatic Withdrawals are $0.50 (part of 50 Free)
  • In-branch Deposits, Withdrawals and Transfers are $0.50 (part of 50 Free)
  • Free Automatic Deposits and Transfers
  • Free Telephone and Online bill payments
  • Free Exchange Network ATM Withdrawals
Community Cultivator

Community Cultivator

We share our values with our fellow co-operatives, clubs and local non-profit organizations who work hard to give back to their members and communities. To help support their efforts, we’ve designed this affordable account package exclusively for them with no monthly fee and plenty of value!

*must be a co-op, club or charity to qualify.

Package Details:

  • Point of Sale (POS) debits are $0.75
  • Interac ATM Withdrawals are $1.75
  • Free Cheque Clearing
  • Free Automatic Deposits, Withdrawals and Transfers
  • Free In-branch Deposits, Withdrawals and Transfers
  • Free Telephone and Online bill payments
  • Free Exchange Network ATM Withdrawals

Business Services

  • Accounts
    • Business Chequing Account
    • Business Savings Account
    • US Savings Account
    • Club /​ Charity Chequing
  • Loans & Mortgages

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We are a financial co-operative that understands the importance of community and the value of your hard-earned money.

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