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A Chequing/Savings Account is a must-have for every MCU membership. No matter your lifestyle, this account will meet your day-to-day banking needs while giving you the option to choose an account package that suits your lifestyle. Our dedication to offering a simple yet comprehensive product line with no to low fees means that regardless of which chequing package you choose, as a member you receive the following unlimited transactions and services with your Chequing/Savings Account at no extra cost: We also offer access to overdraft protection with this account, subject to approval. Arrange to have your pay deposited directly into your account and you’ll be ready to automate your monthly payments, write cheques, and pay your bills online at no cost to you. This product offers plenty of value! Click here to see Personal Account Package Fees. Contact the Solution Centre to open a Chequing/Savings Account today or if you’re a new member, open your account online.
Chequing Account Packages
Pay As You Go
Pay As You Go
If you do minimal amount of debit card transactions, this might be the right monthly package for you!
There is no monthly cost to you for the Pay As You Go Package. You only pay for what you use.
Package Details:
- Point of Sale (POS) debits are $0.75
- Interac ATM Withdrawals are $1.75
- Free Exchange® Network ATM withdrawals
- Free Telephone and Online bill payments
- Free Electronic Funds Transfers
- Free Cheque Clearing
Real Value
Real Value
Get your monthly transactions and withdrawals completed for a small monthly fee of $6.50.
If you are a moderate user of your debit card enroll in this package without worrying about outrageous fees.
Package Details:
- 20 Free Point of Sale (POS) transactions, then $0.75
- 2 free Interac ATM withdrawals, then $1.75
- Free Exchange® Network ATM withdrawals
- Free Telephone and Online bill payments
- Free Electronic Funds Transfers
- Free Cheque Clearing
Real Value Unlimited
Real Value Unlimited
If you are a heavy user of your debit card what could be better then unlimited POS transactions and 5 free Interac ATM withdrwals.
For a monthly fee of $11.50 if you can fulfill all of your debit card needs.
Package Details:
- Free Point of Sale (POS) transactions
- 5 free Interac ATM Withdrawals, then $1.75
- Free Exchange® Network ATM withdrawals
- Free Telephone or Online bill payments
- Free Electronic Funds Transfers
- Free Cheque Clearing
Real Value Student
Real Value Student
This affordable account package was designed with our students in mind! With no monthly fee, 20 Free Point of Sale debits, 2 Free Interac ATM Withdrawals, and minimal transaction fees, it offers plenty of value.
*must be a student to qualify.
Package Details:
- 20 Free Point of Sale (POS) debits, then $0.75
- 2 Free Interac ATM Withdrawals, then $1.75
- Free Exchange® Network ATM withdrawals
- Free Telephone or Online bill payments
- Free Electronic Funds Transfers
- Free Cheque Clearing
Real Value Golden
Real Value Golden
There is no monthly fee for the Real Value Golden Package.
This is the ideal package for our moderate senior members.
*must be 59 years of age or older to qualify.
Package Details:
- 20 Point of Sale (POS) transactions, then $0.75
- 4 free Interac ATM withdrawals, then $1.75
- Free Exchange® Network ATM withdrawals
- Free Telephone or Online bill payments
- Free Electronic Funds Transfers
- Free Cheque Clearing
Real Value Golden Unlimited
Real Value Golden Unlimited
If you are a heavy user of your debit card and in your golden years this package provides you with unlimited everything!
For a low monthly fee of $3.75 you can use your debit card as much as your want without worrying about additional charges.
*must be 59 years of age or older to qualify.
Package Details:
- Free Point of Sale (POS) transactions
- 4 free Interac ATM withdrawals, then $1.75
- Free Exchange® Network ATM withdrawals
- Free Telephone or Online bill payments
- Free Electronic Funds Transfers
- Free Cheque Clearing